The summer is half way gone, and it is already time to start thinking about shopping for “back to school” supplies.  A good way to go about this “daunting task” is to make a list of all the materials that you will need.  It may seem a little early, and you may not have the [...]

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In todays’ society many of us use debit cards on a daily basis.  I don’t know about you, but I rarely carry cash, so without a debit card in hand I’m useless.  One of the disadvantages of this is that I must keep close track of my spending or I will chance going over budget.  [...]

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Having a budget is one of the most important things you can do to ensure your financial success, but be careful to factor in all of your expenses when creating your budget.
The most common categories are:  mortgage, car payment, childcare, utilities, and loan payments.  While these should definitely be factored into your budget, you should [...]

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Vacations are super fun, but they can also be very expensive.  However, if you take a little time to plan your vacation properly, you can actually pull off your vacation under budget.  Consider the following items while planning your trip:
Food:  We all know that takeout food can be expensive, especially if you eat it at [...]

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In today’s economy there is not much wiggle room in many families’ budgets, but that doesn’t mean that you can not enjoy a meal out.  If you have a favorite restaurant, sign up for their email list. Many times you will receive emails notifying you of sales, and some of the emails even contain coupons.  [...]

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Summer is almost here, and you know what that means.  The children will be out of school, and will need to be entertained.  Keeping summer fun at your home doesn’t have to mean spending a fortune.  There are several inexpensive, or even free, activities you can do to keep everyone entertained and happy.
Some fun activities [...]

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We all know that it is easier to assemble an item if we have the directions, right?  The same can be said for running your home in an efficient way.  When you have a plan to follow, the super sized task becomes less stressful.  You may be wondering what exactly a Home Management Binder is, [...]

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In today’s society most people think that they can afford whatever they are hoping to purchase if they can make the minimum payment on the bill or credit card bill each month.  Most don’t ever utter the words, “We can’t afford it.”  If most of us took the time to really analyze our spending and [...]

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Every week I have my husband pick up a grocery store flyer from the grocery near his office.  Then, I grab a local paper for another grocery flyer from an additional store in town.  Finally, I check the mail each Wednesday for a third grocery store flyer.  If this isn’t enough I look online at [...]

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It is much more common than you might think.  The number of families living, and surviving for that matter on one income.  Whether because of necessity or because they have chosen to be a one income family the truth is it is doable.  The following are some things that you can do so that you [...]

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