At some point or another we all face a time when we need legal work done or at least the advice of a legal professional and let’s face it this does not come cheap.  To save yourself some money there are several things that you can do and still get the work completed or your [...]

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When it comes to buying a new car, should you finance it or pay cash for it?  If at all possible it is better to pay for your new ride in cash.  This way you avoid paying extra in interest and finance charges.
It may seem like a monumental task to save up enough money to [...]

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If you have been bargain shopping for a while, you probably have a little stock pile built up by now.  One big problem that some people run into is where they can store their goods.
Depending on what you have a large quantity of; there are some really creative ways to store them.  If you have [...]

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Investing, it may be difficult for some of us to do even during the best economical times, but what about now, when the economy is in a slump and what some even call a recession.  Hasn’t America experienced this before?  Absolutely, don’t you recall the 1980’s or The Great Depression just to name a couple [...]

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In the world of credit cards, there seem to be so many to choose from.  Every company claims to have “something to meet every need”, but do you know what your need is?  Several people have already discovered that credit cards and frugal living do not go hand in hand.  When you are holding that [...]

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If your family is anything like my family, they may get bored of just sitting around.  However, with no money to spare it is not always possible to go out to the movies or bowling, but there is free entertainment out there.
You local library can be a life saver.  They have movies, books, magazines, and [...]

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We all love to have family photos made, but it is not always affordable, especially in today’s economy.  If you really want to capture the precious memories of your family, but do not have the extra cash, do it yourself.
If you think for a moment you can probably know the name of a friend or [...]

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When school is out, kids and parents alike can use a little help to keep everyone happy.  Why not check out some of the free resources available in your community.
The community library is a great place to start.  Many libraries offer free story time each week, which is tailored to specific age groups.  It may [...]

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How many times did you hear the phrase as a child, “money doesn’t grow on trees”?  If you didn’t then you didn’t have the type of dad I did.  In our house my dad would often say this phrase and he meant it.  And today as an adult I know that the saying is true.  [...]

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It is one of the great debates.  What is the difference between being frugal and being cheap?  Which would you categorize yourself as? And, are they one in the same.  I do not believe that they are.  I believe however that begin frugal is quite different from being cheap and that I would rather be [...]

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