This week my husband and I had to make a large purchase, an appliance, specifically a washing machine, but regardless the purchase it always smart to do one thing if you’re hoping to save money you must shop around.  Whether you choose to go from store to store or take the short cut of researching [...]

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Extra income, it is something we could all use these days.  And you just might can accomplish it by looking around you for items that you already own that you can sale or by finding items cheaply that you can resale for profits.  Both are great ways to make some extra cash.
These days a great [...]

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People are trying to save money in any way that they can these days.  One of the ways people are looking to save is by refinancing their home mortgage, but will refinancing really save you money?  You should definitely ask yourself a few things before you run to the bank to refinance.  It is definitely [...]

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Each year millions of Americans miss out on many tax deductions that are rightfully theirs simply because they aren’t aware of them.  In order to truly get the deductions that are rightly yours you should look for all tax credits you can take, earned income credit, educational credit are a couple of examples. 
You also [...]

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One of the things that has always scared me a bit about leading a “frugal” lifestyle is that it would mean I would have to sacrifice quality and go cheap.  What I have learned however is that those who are frugal aren’t necessarily cheap.  You do not have to be cheap to be frugal.
Instead you [...]

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Credit and identity fraud is rampant in today’s world, so how do you protect your credit.  It is very important that you know and understand what it takes to protect yourself and your credit and that you take the steps it takes to make it happen.
The following are some ways to protect your credit:
Be careful [...]

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Credit, it is something that inevitably we will all need at one time or another, buying a house, buying your first car, financing college.  In one case or another you’ll sooner or later be using credit.  So in order to use your credit you must first establish some credit.
The following are ways to establish credit:
Have [...]

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Pinching pennies is tough, and where there are some areas in your household budget where you just really cannot save another dime, there is one area where you can squeeze a little tighter.  This area is in your family food budget.  It is no secret that if you eat rice and beans type meals rather [...]

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We are all trying to find ways to save money these days.  The good news is there are a variety of ways to do so, one of these being through couponing.  Sure, couponing can take some time to get used to, requires an investment of time, but can pay off greatly in the end.  The [...]

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It is an age old question, “Do you or do you not give your kids an allowance?”  Depending on how you grew up and if your parents did or did not give you an allowance will most likely influence your stance on the matter.  Coming from a home where my dad was very tight with [...]

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