With the state of the economy, it is more important now than ever before to have a “nest egg”.  This should be a separate fund that is only used to store your back up cash.  A good rule of thumb is to have enough money to cover 6 months worth of expenses.  To find what [...]

[Read more →]

College is expensive, and it is frightening to think about how much more expensive it will be in ten or fifteen years.  That is why it is more important now than ever before to start saving early.
There are different options when it comes to saving money for your child’s college education.  Probably one of the [...]

[Read more →]

We all know that children learn from their parents.  That is why we should always be sure to practice financial responsibility around them.  Children also learn from hands on experience.  One option to teach your children to be financially responsible with hands on experience is to give them an allowance.
Different parents reward their children for [...]

[Read more →]

Cooking, though it’s something we all must do from time to time if we want to eat, you may not realize that your cooking habits are costing you money.  If you cook using boxed or convenience foods often then you are paying for that convenience.  You are likely spending more money than you could be [...]

[Read more →]

The concept of buying in bulk may seem like a good idea to some, yet it may seem strange to others.  Buying in bulk is a good idea if you know that you will use the item, and you check the price to insure that you are getting the best deal.
There are certain things like [...]

[Read more →]

Now that the summer is over and the weather is beginning to change, it is time to put away all of the summer clothes and toys.  Instead of just throwing everything in a big container and waiting until next year to go through it, clean it out as you put it away.  Take out all [...]

[Read more →]

Have you noticed that postage stamps keep getting more and more expensive.  From the days of a 5 cent stamp to the current rate of almost 50 cents each.  Wow! What will it be next? $1 to mail a letter?  Crazy!  But, there luckily are new ways to pay bills these days that will help [...]

[Read more →]

Savings, its something we should all have in one form or another, but how do you choose where you will put your savings?  There are obviously a number of options, but you must choose the one that best fits your needs.  The following are some things that you will want to consider when determining where [...]

[Read more →]

Many people believe that to get the best you must get the newest, the latest, the item with the most bells and whistles and all the latest technology.  Now, whether you are shopping for cars or tennis shoes this may not always be the best strategy to take, nor is it the cheapest.  The truth [...]

[Read more →]

I don’t know about you, but sometimes it seems like Murphy moves into our house and stays and stays.  The washer breaks, the tires on the van have issues, the kids look like they are orphans their clothes are getting so small.  Every where I look we need something new and every thing costs major [...]

[Read more →]