The word fun may not be how most people describe living on a budget, but it can be.  Rather than viewing your budget as limiting and constricting, think of it as a challenge.  If you do not have room in the budget for many fun activities, get creative.
There are several things that you can do [...]

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If you are like many families, money may be getting a little tight.  In order to continue to pay for all of the necessities, it may be time to trim back some of the optional expenses.  What exactly are your optional expenses?  Optional expenses are things that you can live without.  In today’s society it [...]

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We all know if we have debt or not, but do you know what is on your credit report?  You would think that the debt that you have and the debt that is listed on your credit report would be the same, but sometimes there may be a few surprises there.
It is important to know [...]

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Once you have made the decision to get out of debt, where should you start. That all depends on how much debt you have, and what type of debt it is. The first step in deciding where to start is finding how many different creditors you have, and the amount that you owe [...]

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If you are not familiar with the envelope system, it is when you label different envelopes with the different categories from your budget (ex. food, gas, misc.). If you are trying to cut down on the amount of times that you use the ATM, this may be worth a try.
To get started with the [...]

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What exactly is a Health care FSA?  It is an account that lets you set aside pretax money to pay for qualifying health care expenses.  Qualifying expenses include doctors visits, dental care, vision care, and even some over the counter medications.
So, now that you know what it is, can it help you save money?  The [...]

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It may sound strange, but by paying off your debt now rather than later you can actually save money.  How?  By paying off your debt sooner rather than later you can avoid high interest rates, finance charges, and late fees.
In reality, most finance companies are not our friends.  They are in business to make as [...]

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If you have been working on your family budget and trying to cut back on expenses for a while, you have probably found a way to save at least $10.00 per month.  You may have even found a way to save $25.00, $50.00, or even $100.00 per month, and that is great.  The question is, [...]

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One of the highest bills in a family can easily be your “entertainment” budget.  If you aren’t careful, trips to the movies and outings to the local putt-putt golf course can add up quickly and suck a chunk of your money.  Instead, you can find some “entertainment” alternatives that can help keep some cash in  [...]

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Shopping online is becoming more and more popular and for good reason.  Not only can you shop with out ever leaving your house and from the comfort of your living room or bedroom, but you can also save money. You can likely find free shipping and in addition you can use coupon codes and other [...]

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