Even on the path to becoming debt free we all need a little fun money.  Sure, you’re working hard to get out of debt.  You want your debt to be gone, vanished, desolate, but the reality is if you are in substantial debt it is going to take some time.  In the meantime you will [...]

[Read more →]

The year is already half way over, and Christmas will be here in just a few short months.  Go ahead and start saving for it now.  Better yet, start shopping for it now.  In years past, several stores participated in the “lay-away” program, but many had moved away from the program.  However, with the state [...]

[Read more →]

We have all heard the debate over buying in bulk.  Does it really save you money?  Do you buy a large quantity, only to waste the majority of it?  Well, if you have a friend that you can partner with, buying in bulk can be a money saver.
When you decide to buy in bulk, [...]

[Read more →]

Do you want to update your wardrobe, but lack the extra cash?  There is another option.  Why not set up a clothing swap?
If you have friends that wear the same size as you, set a date and have a clothing swap.  At a clothing swap everyone brings items they no longer use.  Once you arrive, [...]

[Read more →]

Do you have tons of things around your home that you no longer use?  If so, instead of throwing them out, try to find a new use for those items.  Recycling old items into new items is a great way to save.
Some ideas on how to get started:
Old clothes tend to clutter up our [...]

[Read more →]

Who says change isn’t good?  The hard kind that is…money, change, spare change, pennies, nickels, dimes and quarters.  I’m scrapping through my penny jar often, looking for the glint of silver, hoping to find a spare nickel,dime or quarter.  I use them for the Sunday morning paper to get my coupon fix, I use them [...]

[Read more →]

For too often we have “good intentions” but we just don’t follow through.  This is why you should always save first.  You can do this by paying yourself first.  First thing each month when you get your check you pay yourself first.  You can do this by depositing a specific amount into your savings account, [...]

[Read more →]

Yard sales are a great place to find super bargains.  Many people are able to purchase most of their clothing and other items by shopping yard sales.  Of course any frequent yard sales shopper will tell you there is a strategy to shopping and truly saving money with yard sales.
The following are a few tips [...]

[Read more →]

Birthday parties are huge events for children.  Children love being able to invite friends over, eat cake, and open gifts.  Although parties are huge milestones for your child, they do not have to be a huge drain on your wallet.  Below are some tips to help you save on your next celebration. during the after [...]

[Read more →]

It is beginning to warm up, the weather is starting to be pretty and it makes you think of the “lazy days of summer” and wish that you were on a beach somewhere or at least relaxing in the mountains.  Nevertheless, if you’re like many Americans you wonder with this economy will you even be [...]

[Read more →]