The quickest way to pay off debt is quite simple, as simple as 1, 2, 3 in fact.  Here’s how you do it.

1.  Stop using your credit cards. How will you ever get ahead if you’re still charging, interest continues to rack up and your payments are only going to what you’re adding to every month.

2.  Pay them every month. At least pay your monthly minimum and if possible pay more.  You must be committed and consistent to paying off your balance.

3.  Create a plan. You can start by listing your debts smallest to largest.  This will help get you a clear idea of where you stand and what you need to pay off.

For more debt help check out this plan to be Debt Free in Three.